Ultimate Ease of Use
Ever wonder what that recurring charge from XYZ, Inc. was on your credit card bill? Noca to the rescue. Pay with any Noca-enabled merchant, and you won't find yourself scratching your head at bill time. Our User Portal provides you with item-by-item detail: know exactly what you bought. Less fraud scares for you, fewer chargebacks for the merchant. It's win-win.
Keeping you Safe
No Credit Cards
- No credit card numbers means a safer, less fraud-prone environment
- Reduced fraud motive: we don't use or require your credit card information
No Social Security Numbers
- Reduces identity theft considerably
- Increased privacy protection
Banking with Debit Accounts Reduces Fraud
- Checking and savings accounts fraud is substantially lower compared to credit cards
- Account-to-account payments provide dual side identity verification
Top Notch Security
- Fraud protection algorithm and encryption
- Increased consumer confidence
- Velocity checks for fraud control
- Pattern checks for fraud control
Security Factsheet
Learn More (PDF)A Commitment to Security
Noca stores all production data in a physically secure offsite data center. While PCI (Payments Card Industry Standard) compliance is not necessary since Noca is not storing any credit card information Noca will strive to be at a PCI compliant data center.
In addition data resident in Noca's production databases is encrypted using at least 128bit keys. All access to Noca's servers in the data center is using encrypted network channels. Noca has policies in place for access controls and limitations over who can access the data and when.
Pay for Change
Noca provides a great platform for charities, because nearly every single penny you donate goes to a good cause. No fixed transaction or processing fees, and no administration costs of any kind.
Our list of Noca-enabled charities is growing. Mention us to your favorite cause and ensure they can enjoy the benefits of virtually zero-cost payments.